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Capital Markets Operations Associate

Frost

Frost

Operations
San Antonio, TX, USA
Posted on Dec 24, 2025

Job Description

It’s about taking care of people, our people.

Are you known for your attention to detail and exceptional organizational skills? Do you like working in a behind the scenes environment and have a goal-oriented mindset? Do you enjoy researching and verifying information? If so, being a Capital Markets Operations Associate with Frost could be for you.

At Frost, it’s about more than a job. It’s about having a flourishing career where you can thrive, both in and out of work. At Frost, we’re committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity-driven team, you’ll become part of Frost’s over 150-year legacy of providing unparalleled financial services.

Who you are:

As a Capital Markets Operations Associate, you will be responsible for supporting the critical Safekeeping functions for Capital Markets by ensuring that transactions are processed accurately, promptly, and in compliance with Frost standards and legal requirements. In this role you analyze information on dealer trade allocations, prepare documentation of trade details, identify applicable accounts, and request new accounts as necessary to ensure the timely entry and reporting of trades. You welcome a challenge and strive to continuously improve processes with integrity, caring and excellence in mind.

What you’ll do:

  • Maintain a high level of knowledge of Reconciliation, Disbursement, and Settlement Specialist responsibilities and provide back up or assistance as needed

  • Analyze information on dealer trade allocations related to underwriting of municipal bonds, prepare documentation of trade details, identify applicable accounts, and build new accounts as necessary to ensure the timely entry and reporting of trades

  • Monitor the daily settlement of trades through The Bank of New York and the Federal Reserve, proactively identifying and resolving potential trade failures and documenting trade instructions as necessary

  • Monitor exceptions in asset servicing processes, including automated reconciliations of bond principal and interest payments and resolving discrepancies

  • Maintain an expert level of knowledge of Frost’s bond portfolio system; assisting with the documentation and testing of system issues and unusual transactions, and reviewing and updating system security information as necessary

  • Ensure the proper functioning of internal controls related to the Investment Portfolio, Safekeeping, and Sales and Trading operations

  • Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes

What you’ll need:

  • 3+ years of experience in the financial services industry, preferably with a focus in operations; or equivalent education

  • Knowledge of Reconciliation, Disbursement, and/or Settlement responsibilities

  • Knowledge of the Securities Industry

  • Strong attention to detail

  • Customer service experience

  • Excellent written and verbal communication skills

  • Proficiency in Microsoft computer applications, specifically Excel

Additional Preferred Skills:

  • Bachelor’s Degree

  • Knowledge of municipal bond underwriting and/or fixed income securities operations

  • Experience with DTCC products

Our Benefits:

At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:

  • Medical, dental, vision, long-term disability, and life insurance

  • 401(k) matching

  • Generous holiday and paid time off schedule

  • Tuition reimbursement

  • Extensive health and wellness programs, including our Employee Assistance Program

  • Referral bonus program + more!

Since 1868, Frost has dedicated their expertise to provide exceptional banking, investment, and insurance services to businesses and individuals throughout Texas. Frost is one of the 50 largest U.S. banks by asset size and is a leader in banking customer satisfaction. At Frost, it’s about being part of something bigger. If this sounds like you, we encourage you to apply and see what’s possible at Frost.